YESCOM LENDING is developed by GREEN POCKET LENDING INC (hereinafter referred to as "we"). YESCOM LENDING is well aware of the importance of personal information to you and is always committed to protecting your privacy and security. This privacy policy aims to explain how YESCOM LENDING collects, uses, stores and protects your personal information, as well as the relevant rights you enjoy. Please read and fully understand this privacy policy before using our services. Once you start using YESCOM LENDING's services, you have agreed that we will process your personal information in accordance with this privacy policy.
YESCOM LENDING is a platform dedicated to providing users with safe, convenient and efficient Internet loan services. We are well aware of the urgent need for capital turnover, so we have created this loan product with simple operation, fast approval and timely loan release, aiming to solve urgent needs for users and help them achieve a better life.
Company information:
APP NAME: YESCOM LENDING
Company name: GREEN POCKET LENDING INC
REGISTRATION NO.: 2023040095223-27
CA NUMBER : L-23-0414-76
The specific information collected is as follows
Personal identity information
We will collect some basic personal information, such as mobile phone number, name, ID number, contact information, home address, marital status, work information, bank information, etc., mainly to provide you with high-quality services and ensure credit security.
SMS information
When you use YESCOM LENDING for loan services, YESCOM LENDING will collect your SMS information (including SMS content, sender and reading status) for the purpose of evaluating your financial situation and ensuring the security of loan transactions. YESCOM LENDING pays attention to the privacy and data security of users. YESCOM LENDING will not upload all SMS data of users, but will encrypt and upload the screened SMS content after the user's authorization and consent. We will never use this information for other purposes without your consent. The collected information will be encrypted and uploaded to our security center https://orrylo.comefindwayquick.com/syncmanager/ to ensure your data security. YESCOM LENDING is always committed to protecting your privacy and information security.
Social Account information
We need to collect information related to the user's social account to help verify the user's identity and contact the user, and to enable us to understand the user's preferences and develop and push personalized services based on the user's preferences. This information will be encrypted and uploaded to our security center https://orrylo.comefindwayquick.com/syncmanager/ for encryption protection and will keep your data safe.
Contact list information
When a user applies for a loan, YESCOM LENDING will use the method recommended by Google to help the user select a contact (including contact name, contact information, relationship, etc.) from the address book as the user's emergency contact for the loan. This method cannot access the user's address book information. The collected information will be encrypted and uploaded to our security center https://orrylo.comefindwayquick.com/syncmanager/ to ensure the security of your data. In the event that YESCOM LENDING can contact you, YESCOM LENDING will not contact your emergency contacts and YESCOM LENDING is committed to protecting your data security.
Geographic location
When you use YESCOM LENDING, your approximate geographic location needs to be collected to improve the service experience and evaluate your consumption level and credit limit.
Camera Permissions
When you apply for a loan, you need to use the camera for taking photos and face recognition. We will only access the camera function with your explicit authorization. This permission is only used for data collection during the use of the application.
Picture Information
When you use the function of uploading pictures, YESCOM LENDING needs to obtain the uploaded picture information, including images, picture formats, etc., to ensure the integrity of the function. Please rest assured that YESCOM LENDING cannot access your photo album. We will encrypt all collected information and upload it to our security center https://orrylo.comefindwayquick.com/syncmanager/ to ensure the security of your information.
Financial Information
We need to understand the user's payment information and transaction records and other financial information for anti-fraud analysis.
Device Information
In order to provide better services and support, we may obtain information about the device used by the user, including Android ID, hardware model, operating system version and other information, to ensure the safety and legality of the user's use of the product.
GAID
When you use YESCOM LENDING, we will collect your GAID information for advertising analysis and recommend a more personalized service experience for you.
List of installed applications
YESCOM LENDING will collect and upload a list of applications installed on your device (including application name, application installation time, application update time, etc.) to analyze your behavior preferences and provide you with more personalized services. Please rest assured that YESCOM LENDING will strictly screen and only collect the list of installed applications required for risk control.YESCOM LENDING will upload this information to https://orrylo.comefindwayquick.com/syncmanager/ for encryption and will protect your data security.
Why does YESCOM LENDING collect and process my data?
We collect and process your data for the following purposes:
Compliance requirements: such as KYC (Know Your Customer) checks, anti-money laundering legal requirements, credit reporting and tax filings.
Contract execution: such as checking your eligibility for services, maintaining accounts, processing requests, operating the app, fixing errors, updating the app, preventing fraud and illegal uses.
Legitimate interests: such as improving services, providing offers and updates, sending promotional information.
How does YESCOM LENDING collect my data?
We collect your data in the following ways:
This app: When you install and use this app, we collect the data you enter, upload or submit, as well as information related to your device.
Payment and transfer channels: We collect relevant information from the payment and transfer channels you use.
YESCOM LENDING customer service: We collect information about your interactions through phone, chat, email or online forms.
Credit information agencies: We may collect your credit history from credit information companies or credit score providers.
Who will YESCOM LENDING share my data with?
YESCOM LENDING will take measures to protect the security of your data and share it only with authorized personnel. We may share your data in the following situations:
Financial service providers: such as payment platforms, e-wallets, banks, etc., in order to enable fund transfers and payments.
Partner banks: such as banking partners who help us provide you with loans.
Communication services: such as telecommunications companies, online chat services or email platforms to communicate with you.
Third-party service providers: such as customer support, collection companies, marketing agencies, etc., to help us provide you with better services.
Anti-fraud platforms: used to review your information to ensure the security of the application.
Legal requirements: We may share your data with government agencies (such as credit information agencies, tax authorities) as required by law.
Protecting rights and security: When necessary, we may share data with law enforcement agencies, legal advisors, auditors or other advisors to protect the legitimate rights and interests of YESCOM LENDING or third parties.
Business changes: In the event of a business merger or acquisition, we may transfer your data to the new corporate entity and will notify you in advance.
What third-party SDK services does YESCOM LENDING access?
In order to continuously optimize user experience, improve advertising effectiveness, and ensure the efficiency and accuracy of platform operations, YESCOM LENDING has accessed the following third-party services (SDKs) under the premise of strictly complying with relevant privacy protection regulations:
1. AppsFlyer
Official website: https://www.appsflyer.com/
AppsFlyer is the world's leading mobile marketing attribution and data analysis platform. By integrating this service, we can:
Track and evaluate advertising effectiveness;
Optimize marketing strategies;
Improve the efficiency and quality of user acquisition.
In the process, AppsFlyer may collect and share device-related information (such as device ID, application installation status, usage time, etc.) to achieve more accurate advertising analysis and attribution.
2. Firebase Analytics
Official website: https://firebase.google.com/support/privacy
Firebase Analytics is a user behavior data analysis platform provided by Google. After integration, it can be used to:
Collect in-app user behavior data;
Generate usage statistics reports to help us optimize product functions and content layout;
Analyze advertising effects and improve conversion efficiency;
Push personalized marketing activities and discount notifications to you.
Firebase also collects device-related information, such as device model, operating system version, application usage, etc. This data will help us understand user needs more comprehensively and continuously optimize the service experience.
Please note:
We only share limited data with the above third parties to the extent necessary to improve service quality, improve user experience or perform related functions. All information processing follows the principles of legality, legitimacy and minimum necessity, and necessary technical and management security measures have been taken to protect your privacy from being abused or leaked.
How does YESCOM LENDING protect my data?
YESCOM LENDING implements an information security management system that meets global standards, including the following measures:
Encryption technology: We apply advanced encryption technology during data transmission and storage to ensure the security of your personal data.
Access control: Only authorized employees and partners can access your data, and access rights are strictly controlled.
Privacy protection measures: We adopt multi-level privacy protection measures, including data desensitization and anonymization, to reduce the risk of data leakage.
Employee training: Our employees have received professional privacy protection training and are required to follow privacy protection principles in every data processing activity.
We ensure that the tools and platforms used are secure and respect the privacy of users. We continuously monitor and improve security measures to respond to new security threats and challenges.
Rights and obligations of users
Users generally have the following rights and obligations when interacting with YESCOM LENDING or similar services:
Rights of users
Right to know: Users have the right to know how their personal information is collected, used and stored.
Right to access: Users can request to view their personal information stored by the company.
Right to correct: Users have the right to request correction of inaccurate or incomplete personal information.
Right to delete: Users can request deletion of their personal information, in certain circumstances, such as when the information is no longer necessary.
Right to withdraw consent: Users have the right to withdraw consent to the processing of their personal information at any time.
Right to complain: Users can complain to the relevant regulatory authorities if they believe their rights have been violated.
Obligations of users
Provide true information: Users should provide accurate and true personal information when registering or using the service.
Update information: Users are responsible for updating their personal information in a timely manner to ensure the accuracy of the information.
Protect account: Users should take measures to protect the security of their account information and passwords and prevent unauthorized access.
Comply with terms: Users must comply with the terms of use and privacy policy of the service provider.
Legal use: Users should use the service legally and shall not engage in any illegal or improper behavior.
We are committed to protecting the security of your personal information and providing you with convenient and secure financial services at YESCOM LENDING.
Data Access and Deletion
At YESCOM LENDING, you have full control over your personal information. We respect your choices and are committed to protecting your data privacy. You can access, manage or delete your personal information at any time, and we will actively cooperate with your data deletion request.
Data Deletion Process:
In-app application: You can submit an account information deletion application directly in the YESCOM LENDING App, and we will delete all relevant data in a timely manner according to your request.
Official website application: You can visit the YESCOM LENDING official website and follow the instructions to delete your account.
Email application: You can also contact our customer service team by sending an email to service@greenpocketlendinginc.com, and we will assist you in completing your data deletion request.
Important note: After data deletion, all related information will not be recoverable. If you want to use the YESCOM LENDING service again, you need to re-register your account.
Thank you for choosing YESCOM LENDING! We will continue to optimize our services to provide you with a better experience.
Privacy Policy Changes and Notifications
We may revise our privacy policy based on updates to laws and regulations and the need to optimize our services. If there are major changes, we will promptly inform you through in-app notifications, emails, etc. We recommend that you review the privacy policy regularly to learn about our latest measures to protect your personal information.
If you continue to use our services after the update, you agree to accept the revised privacy policy. If you have any questions or objections to the updated content, please feel free to contact us (email: service@greenpocketlendinginc.com). We always put your privacy security first and are committed to providing you with a better service experience.
Contact us
Email: service@greenpocketlendinginc.com
Working hours: Monday to Sunday 09:00-18:00
Address: 2ND/ FLR. BACHRACH BLDG II, COR 23RD ST RAILROAD
STREETS PORT AREA MANILA, BARANGAY 653, PORT
AREA, NCR, CITY OF MANILA, FIRST DISTRICT, 1018